Terms & Conditions
Effective Date: [Insert Date]
1. Introduction
Welcome to TeamFinancer.com (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, services, and any related content (collectively, the “Services”).
By accessing or using our Services, you agree to these Terms. If you do not agree, you must stop using the Services immediately.
2. Eligibility
You must be at least 18 years old to use our Services. By using our website, you confirm that you meet this requirement and have the legal capacity to enter into these Terms.
3. Services Provided
We provide informational content, tools, and resources related to financial topics, including but not limited to personal loans, business loans, and financial guidance.
We do not provide legal, tax, or investment advice. You are responsible for verifying any information before making financial decisions.
4. User Responsibilities
When using our Services, you agree to:
- Provide accurate and truthful information if submitting personal details (name, email, phone number).
- Use our Services only for lawful purposes.
- Not attempt to disrupt, damage, or gain unauthorized access to our systems or networks.
- Not use our Services to send spam, scams, or fraudulent content.
5. Intellectual Property
All content on our website — including text, graphics, logos, images, and design — is owned by or licensed to TeamFinancer.com and is protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, reproduce, distribute, or create derivative works from our content without our prior written permission.
6. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your interactions with such websites are at your own risk.
7. Data Collection & Privacy
We may collect personal information such as your name, email, and phone number for contact purposes. We also use tools such as Google Analytics and Facebook Pixel to improve our services.
Please refer to our Privacy Policy for more information on how we collect, use, and protect your data.
8. Disclaimer of Warranties
Our Services are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee:
- That our Services will be error-free or uninterrupted.
- That any content or information provided will be accurate, complete, or reliable.
9. Limitation of Liability
To the maximum extent permitted by law, TeamFinancer.com and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our Services.
10. Indemnification
You agree to defend, indemnify, and hold harmless TeamFinancer.com from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your use of our Services or violation of these Terms.
11. Changes to These Terms
We may update these Terms at any time without prior notice. Updates will be posted on this page with the revised “Effective Date.” Continued use of our Services after changes are made constitutes your acceptance of the updated Terms.
12. Governing Law & Jurisdiction
These Terms are governed by and construed under the laws of the United States. Any disputes arising under these Terms will be resolved exclusively in the courts located in the United States.
13. Contact Us
If you have questions about these Terms, please contact us:
📧 Email: info@teamfinancer.com
📍 Contact Form: Contact Foam